Farol Finance SH

Silva Household

Money with a plan.

A clear view of what is genuinely available before your next income on your next income.

Updated 23 September 2026

Safe to spend

€201.00

After allocated reserves and commitments due before your next income. Liabilities are shown separately.

How this is calculated
€6,350.00 spendable cash
− €4,770.00 allocated reserves
− €1,379.00 due before income

€201.00 safe to spend
Total cash€10,150.00View accounts →Reserved cash€4,770.00Manage reserves →Liability balance€640.00Review accounts →

Due before next income

€1,379.00
Rent
Due 24 Sep
€1,250.00
Electricity
Due 27 Sep
€84.00
Internet
Due 1 Oct
€45.00

Needs attention

3 items
  • Update the Emergency Fund balance in 8 days.
  • Annual Insurance is €180.00 below target.
  • Review 4 imported transactions.

Reserve pots

View all
Annual Insurance
Target €600.00
€420.00
Car Maintenance
Target €800.00
€550.00
Emergency Fund
Target €4,000.00
€3,800.00

90-day outlook

Healthy

Your projected closing cash remains positive through December. Add or edit assumptions to make the forecast yours.

Open forecast →